23 April 2021
Wearable Tech 2021: The Future Is Now – An SPA Insight Paper – April 2021
In July of 2017, the Smart Payment Association (SPA) published Wearable Tech: A Growing Payment Opportunity. With s...
Publications
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23 January 2021
Why offline authentication still matters in today’s online payments world – An SPA Insight – January 2021
In recent years, a debate on whether there is a continued need for offline data authentication (ODA) capability on ...
22 July 2020
Web Seminar Recording: The Instant Payment Card Proposal – July 2020
How an Instant Payment Card would extend SEPA instant Credit Transfer functionality to consumers paying at point of...
23 April 2020
The Instant Payment Card: Initiating a SEPA Credit Transfer at the Point of Sale – April 2020
With both private and public sectors pushing for a pan European payment scheme based on instant payments (SCT Inst)...
23 November 2019
Do TPP Services Represent a Worrying Factor for The Retail Payments Market? November 2019
In this paper, SPA explores the new market context created by the EU’s Payment Services Directive (PSD2). Designed ...
23 October 2019
Instant Payments at the Point of Sale – Looking at opportunities for the Forecourt Retailer – October 2019
Eliminating card fees, improving cash flow and receiving money in real time: the benefits of retail instant payment...
23 April 2019
Quantifying the Potential of Utilizing Technology to Integrate EU Financial Markets – An SPA Insights Paper – April 2019
With EU policy makers pressing for greater financial market integration to enhance cross border trade and investmen...
23 March 2019
Biometrics, Payment & GDPR, An SPA Analysis – March 2019
Analysing the Potential Impact of GDPR on Release 9 of the European Card Stakeholder Group (ECSG) SCS Volume Introd...
23 February 2019
IoT Payments: addressing the protection problem – An SPA Paper – February 2019
The proliferation of interconnected IoT devices offers exciting new opportunities to develop payment applications –...
23 January 2019
Fast, Frictionless and Secure – Seamless and Strong Authentication Experiences for Successful Consumer Retail Journeys – An SPA Paper – January 2019
Today’s retailers are striving to implement adaptable payment strategies that serve customers in every channel and ...
18 June 2018
Business Continuity Management in the Payment Card Industry
Business Continuity in the Payment Card Industry’ delivers a set of guiding principles and best practices for...
23 May 2018
Biometrics in Payment – New SPA Analysis and Position Paper – May 2018
The recent announcements of several EMV biometric payment card for both contact and contactless payments launches a...