Shaping payment technology
of today and tomorrow

About the Smart Payment Association

The Smart Payment Association (SPA) is the trade body of the cards and mobile payments industry.

SPA addresses the challenges of a fast-evolving payment ecosystem, promoting innovation, security and interoperability of payment instruments.
SPA works closely with regulators and standardization bodies, offering leadership and expert guidance to help its members and their customers adopt new payment technologies of today and tomorrow.

Latest Publications

Position papers
23 October 2025

Digital Identity Wallet for Payments – A joint paper by Smart Payment Association and Secure Identity Alliance – October 2025

Digital Identity Meets Payments: Promise, Pitfalls, and the Pragmatic Path Forward As Europe advances toward deploy...

Position papers
23 November 2024

THE DIGITAL OPERATIONAL RESILIENCE ACT (DORA) SPA’s Position on Physical Payment Card Personalization – November 2024

The Digital Operational Resilience Act (“DORA”) has been released to achieve a harmonized high level of cyber-resil...

Position papers
23 November 2024

The Cyber Resilience Act (CRA) in the light of existing payment card certifications – november 2024

Introducing cybersecurity by design and by default principles into digital products, the Cyber Resilience Act (CRA)...

Latest News and Events

25 July 2025

Biometrics – Instant Payments – Regulatory Update – eIDAS Wallet – ESG -Post Quantum Cryptopgraphy Migration – SPA Newsletter July 2025

Dear Colleagues, There’s little doubt that the payments ecosystem is accelerating fast – as a host of new technolog...

14 May 2025

Smart Payment Association Reports Shipment of 2.5 Billion Units of cards and modules in 2024

Market Stabilization Brings Volumes Back to 2022 Levels Contactless and Sustainable Cards Continue to Rise Munich, ...

03 February 2025

SPA Enters Third Decade – Biometrics – Instant Payments – 2025 Market Trends And Workstreams – SPA Newsletter – February 2025

Dear Colleagues, As SPA enters its third decade, there is little doubt that 2025 promises to be another exciting ye...

Join us

The Smart Payment Association welcomes participation from companies/organizations operating in the payment ecosystem offering them opportunities to participate, contribute and collaborate with the SPA in areas of interest that matter to them.

The SPA offers three types of membership levels (Executive, Full and Associate) and several Advisory Councils linked to a specific workgroup opened to non members, with a variety of benefits, privileges, and annual dues designed to match each organization’s interests and market requirements.

Download the SPA presentation

 

If you have questions or wish to join: