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About the Smart Payment Association

The Smart Payment Association (SPA) is the trade body of the cards and mobile payments industry.

SPA addresses the challenges of a fast-evolving payment ecosystem, promoting innovation, security and interoperability of payment instruments.
SPA works closely with regulators and standardization bodies, offering leadership and expert guidance to help its members and their customers adopt new payment technologies of today and tomorrow.

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Latest Publications

Position papers
25 November 2025

Accessibility and the Payment Industry – An SPA Position Paper – November 2025

Regulatory Context Across Europe, accessibility is becoming a defining feature of how products and services are des...

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Position papers
23 October 2025

Digital Identity Wallet for Payments – A joint paper by Smart Payment Association and Secure Identity Alliance – October 2025

Digital Identity Meets Payments: Promise, Pitfalls, and the Pragmatic Path Forward As Europe advances toward deploy...

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Position papers
23 November 2024

THE DIGITAL OPERATIONAL RESILIENCE ACT (DORA) SPA’s Position on Physical Payment Card Personalization – November 2024

The Digital Operational Resilience Act (“DORA”) has been released to achieve a harmonized high level of cyber-resil...

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Latest News and Events

29 January 2026

Digital Identity Wallets, Payments & Regulation: Key Insights | SPA Newsletter – January 2026

Dear SPA Members and Industry Colleagues, As we welcome 2026, we reflect on a busy and productive 2025 and look for...

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04 December 2025

Digital ID Wallets and Beyond: Exploring the Convergence of Identity, KYC, and Payments

On 3 December 2025, a high-level roundtable entitled “Digital ID Wallets and Beyond: Data Orchestration, KYC, and P...

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25 July 2025

Biometrics – Instant Payments – Regulatory Update – eIDAS Wallet – ESG -Post Quantum Cryptopgraphy Migration – SPA Newsletter July 2025

Dear Colleagues, There’s little doubt that the payments ecosystem is accelerating fast – as a host of new technolog...

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Join us

The Smart Payment Association welcomes participation from companies/organizations operating in the payment ecosystem offering them opportunities to participate, contribute and collaborate with the SPA in areas of interest that matter to them.

The SPA offers three types of membership levels (Executive, Full and Associate) and several Advisory Councils linked to a specific workgroup opened to non members, with a variety of benefits, privileges, and annual dues designed to match each organization’s interests and market requirements.

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