22 February 2015
Creating a competitive market for interoperable Mobile Wallets* – An SPA Position Paper – Feb 2015
In recent years we’ve seen the emergence of a ‘Mobile Wallet war’ with Google Wallet, SOFTCARD, MCX, Visa’s V.me Wa...
Publications
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22 November 2014
A Secure Profile for Tokenization in e and m-Commerce
Presentation at Cartes by SPA Board Member, Andreas Strobel, November 2014
22 October 2014
Driving Forward with Tokenization and HCE – An SPA Position Paper – October 2014
For a long time now, the retail payment market has been an exemplar of stability with well-established and socially...
14 June 2014
EMV is neither a 20-years-old nor an obsolete technology but simply the best solution
11th June 2014, Exactly like Karen Webster, CEO Market Platform Dynamics in her blog post: https://www.pymnts.com/n...
22 May 2014
Tokenization and Protection of Card Data for Online Payments – An SPA Position Paper – May 2014
In this paper SPA provides an opinion on present and future trends for retail payments based on a comparison betwee...
22 December 2013
Biometrics for Financial Services – A White Paper by SPA – December 2013
This paper sets out the SPA vision on financial match-on-card payment and provides a framework of the guiding princ...
22 December 2013
Instant Issuance – A White Paper by SPA – December 2013
Today’s consumers want their financial institution to offer services that align with their lifestyle, including gre...
21 November 2013
Cloud Computing Versus Card – An SPA Position Paper – November 2013
In this paper SPA provides an opinion on present and future trends for retail payments based on a comparison betwee...
21 November 2013
Managing the UICC Certification Lifecycle – An SPA Position Paper – November 2013
Dr. Andreas Strobel, President of the Smart Payment Association (SPA) examines the challenges inherent in managing ...
22 September 2013
The New European Directive on Payments (PSD2) – SPA’s Position – September 2013
SPA considers that the new Payment Service Directive (PSD 2) draft represents a significant restructuring of financ...
21 September 2013
The New European Directive on Payments (PSD2) – SPA’s Position – September 2013
SPA considers that the new Payment Service Directive (PSD 2) draft represents a significant restructuring of financ...
15 July 2013
Fallback to Chip Payment Application – The SPA Position – July 2013
Today’s payments industry is characterized by change. New form factors are appearing, demanding a new ecosystem of ...